Hudson Valley Mortgage Basics
1. How much house can I afford?
2. How much down payment do I need?
3. Mortgage Pre-approval
4. Types of Mortgages Mortgages
- Part 4A: Conventional and Other Types of Mortgages
- Part 4B: Fixed rate vs. Adjustable rate mortgages
- Part 4C: Full Documentation and Stated Income Loans
- Part 4D: FHA Mortgages
- Part 4E: VA Mortgages
- Part 4F: New York Jumbo Mortgages
- Part 4G: Piggyback Loans
5. Choosing a Mortgage Lender Mortgages
- Part 5A: Types of Mortgage Lenders
- Part 5B: Tips on Choosing a Mortgage Lender
6. Understanding Mortgages Terms Mortgages
- Part 6A: Understanding Mortgage Points
- Part 6B: Understanding APR
- Part 6C: Other mortgages terms: PITI, Prepayment Penalty
- Part 6D: Understanding Closing Costs and Escrow Accounts
7. Understanding the Loan Process
- Part 7A: The Mortgage Application
- Part 7B: The Good Faith Estimate and Truth in Lending
- Part 7C: Mortgage underwriting - Inspection and Appraisal
- Part 7D: What if You Get Turned Down for a Mortgage?