Here you will find all the Dutchess County NY foreclosure properties for sale. For a complete list, you can choose to view all the Dutchess County foreclosure properties for sale as a list, or displayed on a map:
Are you looking for a bank foreclosure home for sale in Dutchess County, New York? Bank Foreclosures Sale offers great opportunities to buy homes that may or may not need a little work but at times offer a big discount off market price of the home. You will find bank foreclosure REO homes for sale, government foreclosure homes for sale, and short sale homes for sale in Dutchess County NY.
Are you considering buying a foreclosed home in Dutchess County NY? The foreclosed properties are also called real estate owned (REO) properties. An REO property is already owned by the lender, as a result of the previous owner not paying the mortgage and defaulting on the loan. This is also known as a foreclosure property or a bank-owned property.
You will also find short sale homes for sale in Dutchess County NY. A short sale is a property that is still owned by the homeowner, but the homeowner is usually behind in payments, and owes more in mortgage than the house would currently sell for. Often a bank will allow a short sale if they believe that it will result in a smaller financial loss than foreclosing.
The short sale process involves the homeowner and the real estate agent attempting to get approval from the bank to sell the home for less than what is owned. The sales price depends on what the bank is willing to accept. Sometimes you can negotiate a substantially discounted price because the bank does not want to go through the lengthy and expensive foreclosure process.
Dutchess County is a beautiful place to live, especially if you are looking for something more country, with lower housing prices and real estate tax than the counties closer to New York City County. It is located just North of Westchester and Putnam Counties, around 1.5 hours from New York City. Commuting to New York City is convenient with the Metro North Rail Lines.
Dutchess County has plenty to offer. There are plenty of hiking opportunities available at Beacon and the Hudson Highlands area. There are two rail trails and the Walkway Over the Hudson, for those who want to walk or bike across the river. For golf lovers, there are 16 golf courses located in the county. There are plenty of farms to visit, while shopping and dining are conveniently located along Route 9 in the county.
If you are looking for culture and arts events, there are six historical estates in the county, all of which have beautiful gardens and offer tours and events. For dining, you will find the world renowned Culinary Institute of America with its cafe and restaurants that are open to the public. Vassar College and Marist College offer sporting events, a great art museum, and cultural events like concerts and plays, speaker visits, etc.
Dutchess County is located a little over one hour from New York City and Albany, on the East side of the Hudson River. Major roads in the county include the interstate 84, which goes East to West and connects to New England , and the Taconic State Parkway, which travels North to South.
For residents who need to travel to New York City, there are Metro North train lines that have frequent trains to Grand Central Station, making Dutchess County a popular commuter area.
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